playing safe

Yes, I mean it!.

Money is by far the most sort-after asset worldwide, the corporate world revolves around various currencies with every last person striving to get more of it.

After acquiring as much as is needed, people often become very skeptical about letting their money work for them.

For instance, I bet you keep seeing the same amount in your bank account(s) every time you check. That’s if your bank has not taken out some charges already.

Remember the saying “the more you look, the less you see”?

Well, the figure you see remains the same but your money’s worth is on the decline.

Should I not entrust banks with your money?

The only valid reasons you need to have a lot of money kept in the bank is because you want to be as liquid as possible or you’re saving for a goal.


Anything other than that, you’re merely throwing money away by keeping it in the bank. The same goes for stashing more cash than you need at home or wherever.


dog in car

Imagine, if the likes of Elon musk had his net worth in JP Morgan Chase or Wells Fargo. The owners would be doing insane numbers off that money.

Although, you are not Elon and it would be stupid for you to try to mirror him right?

You must know this already but I’ll say it again. Banks don’t make people rich, people make banks richer.


They do the things that you are naturally scared to do with your own money


  • Giving out loans and investing to make interests.
  • Charging various fees and commissions.
  • Earnings from trading incomes.

Don’t bother yourself too much if you don’t understand all that, it’s fine.

I mean, not really… but it is what it is!.

Before I go further, I would like to acknowledge that your worries about utilizing your money in ways that could turn out good for you come with risks.

However, if we are being honest… what doesn’t have some sort of risk attached to it?

If stashing money in a bank is your answer, then you couldn’t be more wrong.

Inflation is at an all-time high. So the money you had in 2020 has lost value this year and at this rate, it would have lost more value by 2022.

An example?

Let's get to the POINT.

Get your money tied to something that will GROW in value!.

To attain this, the best financial advice you’d receive is to invest. Depending on your risk appetite, there are wide variations of low and high-risk investments.

The amount of growth does not matter as long as you know your money is growing. This puts you in the driver’s seat of your finances.

I will be giving you a few examples of the different types of low-risk investments you could put your money into but you’d have to do your research.

For instance, In Nigeria we have the:

  • Federal Government Savings bond
  • Treasury Bills
  • Mutual Bonds
  • Fixed Deposits
  • Real Estate Investment Trusts.

I’d like to go deeper on these topics but that would take too long so I will be picking these up in subsequent articles.

Feel free to ask questions, drop ideas and suggestions in the comments. As long as it’s

here to help

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